Once you open a checking account, you have the opportunity to choose from a variety of checks. You can choose colors, designs and fonts. You also have the option to choose between single and duplicate checks. Both single vs duplicate checks accomplish the same task – payments from your checking account – but there are some important differences to consider before deciding which one is right for you.
A single check is one of the wide varieties of checks that come in single pages, typically without any duplicate. A transaction made using this check therefore cannot be completed in cases where the check is torn or has been misplaced. Single checks are a checkbook comprised solely of the paper checks that are to be given to the other person. The downside of single checks is that once you’ve written it, you have no additional physical record left behind in your checkbook of the amount or to whom it was written The client is in charge of recording the payee and the sum in a checkbook register for record keeping.The cost of the single checks is not broad. In the happening that you are happy with utilizing a check enroll and want to record your checks in that way, single checks will most likely do fine and dandy. Single checks are planned to be utilized with a check register. Every time you compose a check, you record the measure of the installment. Also, the name of the organization or individual you are paying in the register and alter your uniformity as needs are.
A duplicate check comes with a carbon copy underneath the original check. A copy is therefore available for record keeping purposes which may assist at a later time in balancing the check book. When you arrange duplicate checks, you get a checkbook that keeps a duplicate of each check you compose. This makes it simple to see who you paid, how much, and when without requesting a duplicate from bank or signing into record on the web. When you like being able to take a gander at your past installments, you may like having duplicate checks.Duplicate checks fathom this issue by putting a carbon sheet behind every check. So that the data from the composed check is duplicated onto the carbon and stays for your records. Duplicate checks are especially useful for clients who may need to give evidence of installment. This makes recognizing which check was composed. So you can effectively get a duplicate for your bank or print a duplicate online for confirmation of installment. Having the duplicate check comfortable aides demonstrating you paid a considerable measure simpler.
|Single Checks||Duplicate Checks|
|- Does not require the use of a carbon paper ||- Requires the use of a carbon paper|
|- Writer don't need to press hard against the paper ||- Writer has to press hard against the top check to enable duplication|
|- No evidence left behind in case of loss of a check
||- In case of loss of a check, there is evidence left behind on the duplicate copy|
|- Its check book is less bulky ||- Its check book is bulky as a result of the doubled number of pages|
In short, it’s all based on your needs. If you are comfortable using a check register and prefer to record your checks in that manner, single checks will probably do just fine. Single checks are intended to be used with a check register. If you prefer to retain a copy of each check you write and each payment you make, duplicate checks are probably the best option. As the name suggests, duplicate checks give you a duplicate copy of every check. When you complete the check, the information is transferred to the duplicate form underneath.